Your Family Knows
Your Sacrifice.
Now It's Time They
See Your Success.
Join LIC Bima Sakhi and earn ₹7,000 monthly stipend + unlimited commission income — while working on your own schedule, from your own city.
For women who paused their dreams for family.
Get Your FREE Bima Sakhi Starter Kit
Before You Apply
Discover how thousands of women are earning through LIC Bima Sakhi. This free guide explains eligibility, stipend, income potential, required documents, and the complete joining process.
🔒 Get instantly • No spam • No joining fee
From Invisible to Unstoppable
Every woman has a turning point. For thousands of Bima Sakhis, this was theirs.
Waiting for permission to grow
- Financially dependent on family
- No personal income or savings
- Skills and potential left unused
- No professional identity
- Dreams felt impractical
Financially independent and respected
- Earning ₹7,000 stipend every month
- Growing commission & renewal income
- Certified LIC professional
- Work from home, any city
- Respected voice in the family
She earned confidence." — The Bima Sakhi Story
"Your First Income Can Change How Your Family Sees You."
Eligible women under LIC Bima Sakhi receive monthly stipend support along with policy commissions and long-term renewal income — building wealth that lasts a lifetime.
Why Women Across India
Are Joining Bima Sakhi
These aren't just income stories. These are stories of identity, confidence, and belonging.
She Wanted to Fund Her Children's Dreams
Rekha from Patna had two daughters in school and a constant worry about tuition fees. She joined Bima Sakhi on a neighbour's suggestion. Within 8 months, not only were fees covered, she opened a savings account in her name for the first time.
She Needed Her Own Identity After Marriage
Sunita moved to her husband's home in Hubballi after marriage and felt the slow loss of independence. Three years as a homemaker. No salary, no recognition. Bima Sakhi gave her back a professional identity — and a bank account that was entirely hers.
She Was Afraid It Was Too Late to Restart
Meena had been a schoolteacher before her children were born. After a 7-year gap, she feared no one would take her seriously. LIC Bima Sakhi gave her free training, a structured path, and the respect she had missed. She's now a top performer in her district.
A Day That's Yours —
And Also Theirs
Imagine a life where your work fits your family, not the other way around.
Your Journey in
Three Steps
No experience needed. No upfront cost. Just your willingness to try.
Top Performers Enter
a World of Premium Rewards
Excellence is celebrated — not just with a certificate, but with experiences that transform your life.
Their Words Tell the Story
Better Than We Ever Could
After 11 years as a homemaker, this was my first personal income. The day I transferred money to my mother felt like the proudest moment of my life.
Earning ₹28,000 / month
My husband used to say I don't need to work. Today I earn more than him — and he introduces me proudly as a LIC professional at every family gathering.
Earning ₹52,000 / month
I joined when my children were young — working 3–4 hours between school drop and pickup. Now it's a full-time career I love and a family that respects my time.
Earning ₹38,000 / monthYou Are Exactly
Who We're Looking For
No corporate background. No sales experience. Just a woman ready to build something for herself and her family.
- Indian woman between 18 to 70 years of age
- Minimum 10th standard (SSC) education
- No prior experience in insurance or sales required
- Willingness to complete free LIC training programme
- Valid Aadhaar and PAN card (submitted after selection)
Everything You Want to Know
About Bima Sakhi
Straight answers to the questions most women ask before joining.
LIC Bima Sakhi is an official women empowerment programme by Life Insurance Corporation of India (LIC). It enables Indian women to become certified LIC insurance agents and earn income while working flexible hours from their own city.
Participants receive a guaranteed monthly stipend of ₹7,000 for up to 3 years, plus unlimited commission income on every policy sold, annual renewal income, and performance incentives. The entire programme is free — no joining fee, no training cost.
A LIC Bima Sakhi earns income from multiple sources:
- Monthly Stipend: ₹7,000 guaranteed for up to 3 years
- Commission Income: Earned on every LIC policy sold (typically 20–35% of first-year premium)
- Renewal Income: Paid every year when your clients renew their policies
- Incentives & Bonuses: Quarterly performance rewards
Active Bima Sakhis earn an average of ₹25,000 to ₹50,000+ per month. Top performers in the Chairman's Club earn significantly more.
Any Indian woman who meets these criteria is eligible:
- Age between 18 and 70 years
- Minimum 10th standard (SSC) education
- Valid Aadhaar card and PAN card
- Willing to complete the free LIC training programme
No prior experience in insurance or sales is required. Homemakers, mothers, teachers, and women returning after career gaps are all welcome.
Yes, completely free. There are absolutely no hidden charges. The LIC Bima Sakhi programme involves:
- ✓ Free online registration
- ✓ Free LIC training programme
- ✓ Free IRDAI licensing exam preparation
- ✓ No upfront investment of any kind
LIC of India covers all training costs. You invest only your time and commitment.
Absolutely yes. LIC Bima Sakhi is designed specifically for women who balance family responsibilities. There are:
- No fixed office hours
- No mandatory daily commute
- Work from home or your local area
- Set your own appointments and schedule
Most Bima Sakhis work 3 to 6 hours per day between school drop-off, household work, and pickup time.
Applying is simple and takes under 2 minutes:
- Fill the free application form on this page
- Enter your name, mobile number, age, city, and education
- Our team contacts you within 24 hours
- Attend the free LIC training programme
- Clear the IRDAI licensing exam
- Start earning from your first month
This Could Be the Most
Important Form You
Fill This Year
Thousands of women have filled this same form. Today they are earning, growing, and living with a dignity they didn’t think was possible for them.